Purchase: 

Mary Anne showed me how my wife and I could become homeowners and more importantly, why we should. She held our hand throughout the process, making the complicated seem easy and helped us sail through the process. She checks in with us regularly to make sure our loan is still serving our needs.

I produced a music CD for the U.K's Queen Mother's 100th birthday called Beloved. My grandfather, E.O. Hoppe photographed the Queen Mother on her engagement day. A print of that photo hangs in the Daly home. She's closer to royalty that most people know, and the skill and care Mary Anne devotes to her "subjects" is truly worthy of the title: Queen Of the Loan. 

Due to the death of my mother, who was also my business partner, I had credit issues that would have derailed most people from homeownership. Mary Anne would not let my dream die. She carefully analyzed my situation and helped me determine that I could afford the kind of property I wanted to own, and encouraged me to find a seller who would carry financing. After I found the seller, she helped me structure my financing offer and few months later I moved into my dream property.

Mary Anne, I could not have done it without you! 

Thank you for making my purchase loan go so incredibly smoothly! From getting my loan approved the day after I signed the contract, to the good faith estimate being so close to the final closing costs, and keeping me informed every step of the way- all I can say is Wow! I cannot thank you enough for your professionalism. I really enjoyed working with you! 

“When I was going through a divorce and trying to decide whether to refinance and pay off my ex, Mary Anne prepared a detailed analysis and informed me that the cash-out would qualify as acquisition debt due to the divorce buy-out. She showed me the effective after tax interest rate, which was something like 4.375% on my jumbo loan after taxes. Her knowledge and passion about going in depth into my situation made it very clear that a refinance and buyout was something I needed to do sooner than later. Despite being a great candidate for a refinance, the lender initially declined my application, this was about 6 months into the mortgage meltdown. The underwriter Mary Anne “wrestles” with on her music video is literally the same person she met with to turn that denial into an approval. I recommend her without hesitation.” 

Refinance: 

Your work was amazing! You took me through every step of the way, reassuring me you’d do your best, while working around extremely difficult credit issues, including a bankruptcy that was too recent to be ignored. All the while you maintained the utmost integrity. 

You obtained a 1st mortgage for me with the lowest possible interest rate for a jumbo loan that only someone with the highest credit ratings would normally have received…and you not only did it in the time you said you would, it came through early!!! Your patience and attention to detail really paid off for me. Thank you!! Thank you!! Thank you!! 

Thank you so very much for the time and extra-special attention that you gave us during our refinancing this past month. As you know, my husband and I were extremely busy with work and travel and just didn’t have the time to research and think through the best options for us. You analysis and thoughtful suggestions made the decision a “no brainer” and the process was a simple as we could hope for. We felt you took a personal interest in us and our situation – something we have never experienced in our previous transactions. I will be sure to contact you again should we need mortgage services in the future. And please expect to hear from our referrals too! 

Realtor Connection Solutions: 

"Mary Anne was extremely helpful to me in finding a Realtor to sell my home during a challenging housing market. I really didn't know how to go about selecting the best firm or the best individual, but Mary Anne made the process quick and easy. She did the research and carried out initial interviews. She then provided me with a list of four highly qualified professionals, from which I was able to select the best person for my particular needs. As a result, I am pleased to report that my house was sold within eight weeks of listing."